Business Funding

Simplified

Whether fueling growth, managing daily operations, or building a cashflow safety net, we provide tailored funding solutions to suit your business needs

About

Proquity Capital

Whether fueling growth, managing daily operations, or building a cashflow safety net, we provide tailored funding solutions to suit your business needs

What we do

We leverage proprietary tech and a curated lender network to quickly match your business with the right financing - delivering timely, tailored offers

Short Term Loan

A short-term loan provides fast, flexible financing, usually repaid within one to two years, commonly used for working capital, inventory, equipment or marketing needs.

Long Term Loan

A long-term loan, lasting 5-20+ years, finances major investments or expansion, often with fixed or variable rates and may require collateral like real estate.

Line of Credit

A line of credit is a revolving loan with a set limit, offering flexible, on-demand access to funds - interest is paid only on the amount borrowed.

Merchant Cash Advance

A merchant cash advance provides upfront capital repaid through a percentage of future receivables, without fixed terms or interest, but often riskier and costlier than traditional loans.

Asset-Based Loan

A loan secured by assets-like inventory, equipment, or real estate-providing business with flexible capital tied directly to the value of their collateral.

Receivables Financing

Funding advanced against outstanding invoices, giving business immediate cash flow while waiting for customer payments, often used to cover expenses or fuel growth.

How it Works?

Getting funded is quick, simple, and stress-free.

1. Complete a Short Form

Fill out a quick, simple application in minutes with just the basics.

2. Get Offers, Risk-Free

Compare multiple funding options with no impact on your credit score.

3. Access Your Funds

Choose the best offer and receive funds, as fast as the same day.

Frequently Asked Questions

Got questions? We're here with answers.

Do I need a business plan to get a loan?

That all depends upon the type of loan you’re looking for. To qualify for an SBA loan you’ll need a business plan. While other lenders might not require a formal business plan, they will ask questions about loan purpose, how this loan might positively impact profitability, etc. Whether or not a lender requires a business plan, it’s a good idea to go through the exercise so you can articulate why you are looking for a loan and the benefit you expect to gain from the capital.

What is a personal guarantee on small business loan?

It’s common practice for lenders to require a personal guarantee from the business owner(s) to protect the lender should the business default on the loan. Lenders do this to mitigate the risk of lending to small businesses, and the guarantee is often a requirement by the lender before offering a loan. In the event of a default, a personal guarantee gives the lender additional options to collect the debt.

What is a collateral?

Collateral is any asset or assets, which can be offered by a borrower to secure a loan. Should a borrower default, the lender can take possession of the asset, or assets, to satisfy the loan.

Can I get a business loan after bankruptcy?

A bankruptcy in your past doesn’t necessarily preclude you from getting a small business loan, but it might make it more challenging. While not all lenders have the same requirements after bankruptcy, it’s unlikely a borrower would qualify within the first year. Many lenders will require at least one year of improving credit history following the disposition of a bankruptcy.

What is the interest rate?

The rate you qualify for can vary significantly based on your business’s performance, account health and credit score. Because of this, providing an exact number is not possible without reviewing these details.